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If there are things that one cannot live without, a shelter would be one. In fact, you can go for days without eating or taking a bath. But to be out in the cold especially when it is raining or...

Planning to get a personal loan from a moneylender? Here is a bit of expert advice, stay away from loan sharks. What does that mean? Commonly there are two types of moneylender in a developed country like Singapore and many...